Best Coastal Destinations for Retirement
Choosing a beach town for retirement should also consider factors like climate, community, and healthcare facilities.

There has been a rising trend of retirees choosing coastal destinations as their preferred retirement locations. The allure of the relaxing lifestyle, picturesque landscapes, and health benefits associated with living near the sea has been a major draw. Coastal destinations offer retirees a tranquil environment, coupled with a sense of adventure that comes from being in proximity to the ocean.
Every year, nearly 3 million people move interstate in the US, a considerable number of whom are retirees moving to coastal destinations. This trend can be attributed to the appealing climate, recreational opportunities, and the promise of a laid-back lifestyle that coastal areas offer. The benefits of living near the coast are numerous, ranging from physical health improvements to mental well-being.
Best Coastal Destinations for Retirement
1. Coastal Towns in Florida
Florida has long been a popular destination for retirees due to its ample coastline, low cost of living, and sunny weather. The state offers a diverse range of coastal towns, each with its unique charm and appeal. The mild climate coupled with the abundance of recreational activities and affordable living expenses make Florida a haven for retirees.
The highest-rated coastal towns in Florida for retirement include Jacksonville, Myrtle Beach, Port St. Lucie, Melbourne, Sarasota, Daytona Beach, Naples, Tampa, and Pensacola. Each of these towns boasts attractions like white-sand beaches, opportunities for fishing and boating, affordable communities, and access to quality healthcare. These towns offer a blend of tranquility and vibrancy, making them an ideal choice for a fulfilling and enjoyable retirement.
2. Coastal Towns in Other States
While Florida often comes to mind when thinking of coastal retirement, other states like Maine, South Carolina, Virginia, Delaware, and Mississippi also offer great beach towns for retirees. These states provide a diverse range of experiences, from the charm of small towns to the hustle and bustle of larger cities, all while being in proximity to the coast.
The top beach towns in these states include Portland, Lewes, Cape Charles, and Bay St. Louis. Each of these towns offers unique attractions and an affordable cost of living. Whether it’s the historic charm of Lewes, the vibrant arts scene in Portland, the picturesque landscapes of Cape Charles, or the welcoming community of Bay St. Louis, these towns offer a unique and fulfilling retirement experience.
Advantages of Retiring in Coastal Areas
Living near the coast offers numerous physical benefits. Opportunities for regular swimming and walking along the beach provide a natural and enjoyable form of exercise. This active lifestyle can help maintain physical health, improve mobility, and boost overall wellness in retirement.
Moreover, the mental health benefits of living near the beach are significant. The soothing sounds of the waves, the sight of the vast ocean, and the feel of the sand beneath your feet can contribute to reduced stress levels and increased feelings of well-being. Being in close proximity to essential amenities and services in beach towns, such as healthcare facilities, recreational centers, and social activities, further enhances the quality of life in retirement.
Affordable Beach Towns for Retirees
Retiring to a beach town need not be an expensive affair. There are several affordable beach towns for retirees outside of Florida, including Lincoln City in Oregon, San Diego in California, Gulfport in Mississippi, and Corpus Christi in Texas. These towns offer the allure of beachfront views, outdoor activities, and beautiful beaches without the crowds, all at a lower cost of living.
Moreover, these towns are practical for retirees, offering a balance between cost of living and quality of life. Factors such as proximity to larger cities for occasional city life buzz, access to medical facilities for healthcare needs, and the presence of a community of fellow retirees make these towns attractive options for a budget-friendly yet fulfilling coastal retirement.
Retirement Planning in Coastal Areas
When planning for retirement in coastal destinations, several factors come into play. These include the cost of living, accessibility of amenities, and lifestyle preferences. Understanding these factors can help retirees make a well-informed decision, ensuring a comfortable and enjoyable retirement life.
Choosing a beach town for retirement should also consider factors like climate, community, and healthcare facilities. Retirees can find affordable beachfront retirement communities through companies like Sonida Senior Living, Inc., Brookdale Senior Living Inc., and Del Webb Corporation. These communities offer affordability, opportunities for socialization, and access to health and wellness facilities, making them a great choice for a fulfilling and enjoyable retirement.